If you owe more money than you can be expected to pay in the near future, you may want to consider chapter 7. chapter 7 allows the debtor to have the court "discharge" or cancel most of his or her debts to obtain a fresh start.
Chapter 7 generally stops bill collectors from calling you and prevents creditors from garnishing your wages. YOU may be able to protect most of your personal property through chapter 7.
If you have a steady source of income through wages, self-employment, support of government benefits, you may be able to file chapter 13. This plan offers a way for you to reorganize your
finances, allowing you to pay part or all of your debts over a three to five year period under court supervision. During this period, creditors are prevented from starting or continuing collection efforts. Chapter 13 will eliminate as much of your debts as the law will allow.
Bessey Law, PA, attorneys at Law is dedicated to providing you with outstanding professional advice.
· Information on how chapter 7& 13 will resolve your debt problems
· Quick preparation
· Representation at court proceedings
· Answer questions you may have
· To eliminate as much of your debt as possible
· To help you keep your assets
· To alleviate the aggravation and anxiety caused by debt problems
· Since each case is different, prior results do not guarantee a similar outcome
Your first consultation to discuss your financial situation is free. During the inilial consultation, we will evaluate your situation and explain the procedures needed to complete your case. All information pertaining to your case is strictly confidential.